Terms & Conditions

Last Updated: 03/12/2025

Welcome to FinPoint Consultancy (“FinPoint”, “we”, “our”, or “us”). By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our website or submitting any personal information. If you do not agree with any part of these terms, please discontinue use of our website immediately.

FinPoint Consultancy is a financial advisory and documentation service provider, not a bank, lender, or legal institution. All approvals, interest rates, loan amounts, and processing times are solely determined by the respective banks and financial institutions. We do not guarantee the approval of any loan or financing, any specific interest rate or loan amount, processing time or disbursement time, or any credit score improvement. All evaluations and decisions are made entirely by the bank based on their internal assessment and policies.

Clients are responsible for ensuring that all information and documents provided to us are accurate, complete, up-to-date, and not misleading. We are not responsible for delays, rejections, or negative outcomes caused by incorrect, incomplete, or falsified information submitted by the client.

Our services include financial assessment, credit report review (with your consent), loan consultation, application preparation and submission assistance, and debt management or refinancing guidance. We do not offer personal lending, micro-financing, cash loans, or any form of moneylending.

FinPoint Consultancy does not request or accept any upfront fees for loan consultation or submission services. Any payment, if applicable, will be clearly communicated and mutually agreed upon before proceeding.

By using our website or engaging our services, you agree that your personal data may be collected and processed in accordance with our Privacy Policy. This may include sharing your information with banks or financial partners for the purpose of assessing and processing your application. We do not sell, trade, or misuse your personal information.

All information, guides, tips, and content on our website are provided for general informational purposes only. They should not be interpreted as financial advice, legal advice, guaranteed outcomes, or professional recommendations specific to your situation. For personalised advice, please contact us directly.

Our website may contain links to external sites operated by third parties. We are not responsible for the content, accuracy, security, or policies of any third-party websites. Accessing such sites is done at your own discretion.

FinPoint Consultancy shall not be held liable for any losses, delays, rejections, or damages arising from bank decisions, customer-provided information, technical issues or website downtime, changes in bank policies or eligibility criteria, misuse of website information, or acts beyond our control. Your use of our website and services is at your own risk.

All content on this website, including text, graphics, logos, design, and information, is the property of FinPoint Consultancy. You may not reproduce, distribute, or modify any part of the website without written permission.

We may update or modify these Terms & Conditions at any time. Continued use of our website signifies acceptance of any updated terms. The latest version will always be posted on this page.

For questions regarding these Terms & Conditions, please contact us at FinPoint Consultancy,

Address: 3-3, Jalan SP 2/1 Seksyen 2/1, Taman Serdang Perdana, 43300 Seri Kembangan, Selangor.
Phone: 03-8957 7672.
Email: finpointconsultancy@gmail.com